Fixed-term investing
Grow your money.Watch the rate do it.
Start with as little as $300. Earn up to 13% fixed interest for the term you choose. Every dollar tracked in real time.
Royalbox — by the numbers
Active investors
Total invested, USD millions
Avg. annual return
Successful withdrawals
Why Royalbox
A new kind of investment plan.
Fixed for the whole term, no matter what the market does
Your rate is locked the moment you invest. Every plan is a written commitment — the payout you're quoted is the payout you receive.
Withdraw same day at maturity
Request at maturity, receive the same day. Roll straight into a new plan in one tap if you'd rather keep compounding.
Say no to fees
- Application fees
- Management fees
- Account fees
- Exit fees
What you're quoted is what you receive — nothing held back.
Royalbox — live example
Your money working, 24 hours a day.
Interest accrues daily the moment you invest. Watch your balance grow in real time — rate locked at inception, no surprises.
Rate locked
13% APY
Min. deposit
$300
Payout
At maturity
Investment calculator
See your money grow before you invest.
Pick a plan, enter an amount, and see your exact projected return — no commitment needed.
Calculate your return
Enter an amount and pick a plan
Choose a plan
Interest Earned
—
Maturity Amount
—
Effective Return
—
Term
—
How it works
Four steps. One calm journey.
From your first deposit to the day your investment matures — a straight line, nothing hidden in between.
Deposit funds
Fund your account by bank transfer, card, or mobile money. Deposits settle in seconds.
Choose a plan
Select a term and rate that matches your goals — from 3 months to 3 years.
Earn interest
Watch your principal grow daily against your fixed rate, in real time.
Withdraw at maturity
Request a withdrawal in one tap. Funds arrive back in your account within the day.
Investment plans
Choose a term. Lock in a rate.
Every plan is a written commitment. No moving targets, no surprise fees, no discretionary changes.
Your money, over time
Watch a deposit become a payout.
A single example, end to end. What you put in, how long it works for you, and what you take out at the end.
USD
769
Months
12
APY
12%
USD
861
The math, in plain english
Fixed rates, calculated daily, paid at maturity.
- Your rate is locked the moment you invest. Market moves don't change what you're owed.
- Interest accrues daily against your principal — watch it grow in your dashboard.
- At maturity, principal plus interest is available to withdraw. One tap, one day.
- No management fees. No performance fees. What you see is what you receive.
Portfolio growth
+38.4%
24-month compounded return
Investments active
3 plans
Anchor 30 · Horizon 90 · Royalbox 180
Next payout
$3,234
Royalbox 180 · matures Aug 12
Royalbox — built for steady, compounding growth
Who we are
Investing that tells you the whole truth.
Royalbox is a fixed-term investment platform built for people who want their money to grow without the noise. Three plans. Fixed rates. Zero hidden fees. Everything in one honest dashboard.
13%
Max fixed APY
$300
Min. deposit
0
Hidden fees
3
Clear-cut plans
We built this for people, not traders.
Royalbox started with a simple frustration: investment products that were either too complex to understand or too risky to trust. We built a fixed-term platform where every number is stated upfront — no jargon, no moving targets, no hidden fees.
Your rate is a contract, not an estimate.
The moment you invest, your rate is locked. Whether markets move up, down, or sideways, your payout stays exactly what you were quoted. Anchor 30 pays 6%. Horizon 90 pays 9%. Royalbox 180 pays 13%. Written commitments, not projections.
Built around the way you already bank.
Deposit via M-Pesa in seconds. No bank account required, no wire transfers, no waiting days. Start with as little as $300 and watch your balance grow daily in a dashboard that shows you exactly where your money is and when it comes back.
Built to earn trust
Calm growth, by design.
Everything we ship is designed to earn trust — from the words we use to the way we hold your money.
Predictable returns
Every plan is a fixed-rate contract. You'll know the payout before you invest.
Secure custody
Funds are held with a regulated custodian in segregated accounts — never commingled.
Transparent pricing
No management, performance, or exit fees. What you're quoted is what you receive.
Flexible plans
Terms from three months to three years. Match your commitment to your goals.
Simple withdrawals
Request at maturity, receive the same day. Rollover in one click if you'd like.
Real-time tracking
Daily accrual, progress bars, and maturity countdowns — right in your dashboard.
Inside the product
A dashboard that respects your attention.
No noisy charts, no fabricated urgency — just what your money is doing today and when it comes back.
Portfolio value
$9,884
Total invested
$8,615
Interest earned
$1,269
Available
$325
Trusted quietly
A product people recommend to family.
“Royalbox feels like the opposite of a trading app — quiet, deliberate, and honest about what my money is doing.”
Amina Otieno
Physician, Nairobi
“I know my rate. I know my maturity date. I know my payout. That's exactly what I was looking for.”
David Kimani
Founder, Kajiado
“The dashboard is the only fintech product I've kept on my home screen for more than a month.”
Priya Shah
Product designer, Mombasa
FAQ
Answers, without the fine print.
You pick a plan with a fixed term and rate. Your funds are held with our custodian and earn interest daily against the rate you locked in. At maturity, principal plus interest becomes available to withdraw.
Start today
Ready to start growing your money?
Open an account in under three minutes. Fund it whenever you're ready. Your first plan can be as small as $300.
Right now
Locked rate for 12 months
$300 minimum
Withdraw same-day at maturity